Disability pension (DI)
What are the conditions for a DI pension?
(Insured) Persons who are partially or completely unfit for work or unable to perform their current job due to a disability are entitled to disability insurance (DI) benefits. This disability must have existed for at least one year.
Entitlement to an ordinary pension only exists if at least three full contribution years can be credited to the insured person when the disability occurs.
The pension entitlement shall exist at the earliest six months after the DI application date.
Degree of disability
The degree of invalidity determines the pension to which a disabled person is entitled:
*Example: With an invalidity degree of 54%, the pension entitlement is 54%
Application
| Degree of disability | Pension entitlement (as a percentage of a whole pension) |
| 40 % | 25 % |
| 41 % | 27.5 % |
| 42 % | 30 % |
| 43 % | 32.5 % |
| 44 % | 35 % |
| 45 % | 37.5 % |
| 46 % | 40 % |
| 47 % | 42.5 % |
| 48 % | 45 % |
| 49 % | 47.5 % |
| 50 - 69 % | The pension corresponds to the degree of disability* |
| 70 - 100 % | 100 % (full pension) |
If the degree of disability is below 40%, there is no entitlement to a disability pension.
You must apply for a disability pension when it has been established that the disability will exist for an extended period. Please submit the application to the disability office of your canton of residence.
The required application form is available here (in German): Application for adults: Integration in the workplace/pension.
The required application form is available here (in German): Application for adults: Integration in the workplace/pension.
